With Baby Boomers already rolling into retirement and Gen X looking forward to shrugging off the stress of the 40-hour work week, downsizing could be a strategic move. For many Americans, homeownership remains their single largest investment and the monthly mortgage payment their highest bill. Lowering or nixing that cost altogether can free up a considerable amount of cash that could be used for retirement security or leisure activities. Keep in mind, your "golden years" should be just that, so enjoy them. That being said, there are pros and cons to consider when deciding whether to downsize … [Read more...]
Archives for August 2018
Plant Now For Spring Beauty
While the weather is still pleasant this fall, it can be a good idea to plan ahead for early spring blooms. Trim shrubbery, plant bulbs, install new edging or add whimsical garden accessories to assure that when spring rolls around you'll have something attractive to look at. Getting creative now will boost your spirits when winter seems to last longer than it should! Whether you want to beautify for your own enjoyment or spruce up your yard with the intention of listing a home for sale come spring, get a headstart on your goals by taking time now to plan for spring. Plant Early Spring … [Read more...]
Easy Decor Tricks That Make Any Home A Standout
If your home's style currently wouldn't win any awards, there's no reason to put off a redo indefinitely. With a little ingenuity and a few hours of time, it's possible to transform a "Plain Jane" into a trendsetter. Here's how: Paint and Pattern Almost any designer will tell you that color is the best way to alter the character of a room. It doesn't have to be dramatic; even a subtle change of tone, texture or pattern on a single wall can be a distinctive focal point. If your home lacks architectural detail, you might consider adding wood paneling to one wall or to the ceiling. It can be … [Read more...]
Outdoor Projects That Will Help You Sell Your Home
First impressions matter when you're selling your home. Curb appeal is what draws potential buyers to your home. It can make or break a home sale. Attractive landscaping or an appealing entryway can determine whether or not buyers walk through your front door. If the outside of your house is poorly kept up, they probably won't bother to see the inside. You don't have to have a large budget or tons of time to make your home look appealing from the outside. Here are some easy outdoor projects that will help you sell your home. Get Rid Of Clutter Getting rid of clutter and garbage in your yard is … [Read more...]
What’s Ahead For Mortgage Rates This Week – August 13th, 2018
Last week's economic reports included readings on job openings and inflation along with weekly readings on mortgage rates and new jobless claims. Job Openings Hit Third Highest Reading on Record Job openings held steady at 6.70 million in June, which was the third highest reading since reporting started in 2000. Analysts said that the high number of job openings combined with low unemployment rates indicates healthy labor markets. Fewer jobs were available in transportation, utilities and warehousing, but jobs in education increased. Job quits remained at 2.20 percent for the fourth … [Read more...]