Kim Abbott

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How Much House Is Too Much House: A Mortgage Calculation Guide

October 13, 2020 by Kim Abbott

When it comes to finding a home, this is an exciting time. Many people love looking at houses; however, the reality is that people also need to think carefully about how much house they can actually afford. Buying a home is a big decision and for many people this is going to be the most expensive purchase they ever make in their lives. Therefore, it is important to take the time to get this decision right. There are plenty of ways for people to calculate how much house they can actually afford. With a budget in mind, this will make the shopping process easier. The 28 Percent Rule One of the … [Read more...]

Filed Under: Home Buying Tips Tagged With: Affordability, Budgets, New Home

Getting Past No: What To Do If You’re Turned Down For A Mortgage Or Other Home Financing

June 25, 2014 by Kim Abbott

Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today's society. With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when it comes to purchasing a piece of property. Therefore, getting rejected for a mortgage can feel like a huge loss. The first thing to realize, however, is that there are action steps you can take to get to "yes." Here's what to do if you're turned down for a mortgage or other home financing. Shop Around: Don't Take "No" The First … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Buying, Mortgage, Real Estate

Kim Abbott

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