So you’ve gone through the hard work of making a budget, written down your expenses and your income and made a plan for your spending. However, sometimes the hardest part of budgeting is sticking to your plan. You might have the intention of cutting down your spending and putting money in your savings, but if you don’t stick to this plan it will not happen. Here are a few tips that will help you stick to your budget and meet your goals: Have a Reason to Save Saving money just for the sake of saving it is very difficult, because it requires you to sacrifice your happiness in the … [Read more...]
Common Credit Card Myths Debunked
Although credit cards have been used since the 1960s, there are several untrue myths which still persist about them in society. Understanding the truth behind these common myths will help you to use your credit card more effectively. You Can Write “See ID” Rather Than Signing Your Name on the Back of the Card Many people have used this trick because they think that it makes their card more secure. Their logic is that the signature could be copied and used by fraudsters and that having the clerk check ID rather than looking at the signature will stop thieves from using their credit … [Read more...]
