If you are like most other average Americans you will have a list of bills that you have to pay every month, such as rent, cable, internet, cell phone, water, electricity and much more. If you were to list each of these monthly expenses in order of importance, which would be number one? The answer is none, because there is one payment you need to make which is even more important than all of these and that is to yourself. The bill of “You” should be the first payment you make before you make any of your other payments. You can pay this bill by contributing a certain amount of your … [Read more...]
How to Make Friends When You Move Somewhere New
When you first move to a new town or a new country, it can be quite lonely. Whether you are moving for adventure, a job, or other reasons, it’s hard to leave your social network behind and start again. Developing friendships takes time and it will be several months before you feel fully connected with your new community. However, there are some things that you can do to make forming friendships in your new home easier. Here are a few important tips to remember about making friends when you move: Get involved in the community. The more you join in at local events, classes and functions … [Read more...]
How to Reduce Your Expenses During Retirement
You have worked hard for most of your adult life and the day has come that you will retire and enjoy the freedom of your golden years. You might take up a hobby, volunteer, or just enjoy working in your garden and socializing with your friends. If you have been planning ahead and contributing to your retirement fund, you will likely have a nest egg built up which will help you support yourself once you leave your job. However, it is important to keep your expenses down when you are retired so that your spending won’t outgrow your savings. If you can reduce your outgoing costs during your … [Read more...]
Tips for the Best Fourth of July Picnic Ever
The Fourth of July, otherwise known as Independence Day, is the federal holiday in the USA which celebrates the Declaration of Independence. On July 4th, 1776 this was the document which declared America as independent from the Kingdom of Great Britain. Traditionally Independence Day is commemorates with fireworks, parades, carnivals, outdoor concerts, ceremonies and of course, family picnics. If you are planning a picnic for this Independence Day, here are some tips for making it the best outdoor feast ever! Keep Your Food Fresh and Safe One of the challenges of outdoor eating is keeping your … [Read more...]
What Your Dog Can Teach You About Being Healthy
There is a lot that man’s best friend can teach you about leading a long and healthy life, namely in their enthusiasm for exercise and their loyalty to others. Learn to Absolutely Love Exercise Many humans see exercise as a chore that they must check off a list and they wearily trudge to the gym to slog away on the treadmill with a bored expression on their face. If you see exercise as a “necessary evil” then you will always struggle to fit it into your schedule because you are not looking forward to it. Your dog loves exercise. You have to spell out the word … [Read more...]