According to mortgage experts, it is a good idea to gather up all of the needed documents in advance before launching your house hunt, as this will make the application process a lot easier. The housing burst has resulted in much harder lending standards, which means that it could possible take weeks or sometimes even months to secure a loan. Here are a few important steps that you should take in advance Consider What You Can Really Afford Before you start the entire house hunting and mortgage application process, you should consider what you can really afford to buy. It might be tempting to … [Read more...]