Kim Abbott

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Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look

February 19, 2021 by Kim Abbott

Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be required even if it's not typically required by your lender. Underwriting Requirements Most home mortgage applications undergo a strict set of standards for approval. These standards are known as underwriting and make up the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Insurance, Mortgage Loans

Making The Offer: 4 Ways To Craft An Offer That Will Catch The Seller’s Attention

February 18, 2021 by Kim Abbott

It can take a time and effort to find the perfect home to purchase. After you have found that home, you need to convince the seller that your offer is the one they want to choose. There may be multiple offers made at the same time, and you may be in a situation where you are competing for the home. Even if your offer is the only one the seller receives, there is no requirement that they must accept the offer you make. Crafting an effective offer that will catch the seller's attention is important, and you may be able to accomplish this by following a few tips. Offer Close To The Asking Price … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

Common Mistakes The Experienced Homebuyers Tend To Make

February 12, 2021 by Kim Abbott

When people are looking at buying a home, there are a few common mistakes that first-time homebuyers make; however, there are mistakes that seasoned homebuyers make as well. What are the most common mistakes that people make when they are looking for a new home for the second or third time? There are a few key examples to keep in mind.  Trying To Rush Through The Process The first mistake that experience homebuyers make is that they try to rush through the process. They feel like they understand exactly how it is going to work because they bought a home the first time. Therefore, they end … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying, Homebuyer Mistakes, Neighborhoods

Buying Your First Home? Here’s Why You’ll Need to Ensure You Have a Proper Home Inspection

February 10, 2021 by Kim Abbott

There's a whole lot to learn when buying one's first home, an investment that can bring joy, but sometimes, grief. A competent real estate agent can assist in locating those homes that meet the home buyer's needs and can advise on factors such as market value of the home and neighborhood services. The agent will help the buyer through the negotiation and purchase process. But the buyer should take responsibility to make sure that the steps below are taken. Home Inspection Contingency Included in Purchase Offer At the point where the buyer finds a home and decides to make an offer, the contract … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Home Inspections

Have You Outgrown Your Current Home? Here Are Five Easy Ways to Tell if It’s Time to Upgrade

February 5, 2021 by Kim Abbott

Your home is your castle, your own little piece of the American dream. But lately, your little corner of the world has been feeling cramped and you find yourself eyeing those larger homes. Is it time to pull up stakes and move on from your starter home? Growing Family If you've added to your family in recent years, you may have more bodies than bedrooms. A two-bedroom home may have been a great idea when it was just you and your spouse, but with two kids, you're starting to have turf wars over the play area. Overflowing With Stuff From an overflowing toy chest to closets packed so tightly with … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Upgrades and Renovations

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Kim Abbott

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Located in Phoenix, AZ

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