Kim Abbott

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Is It Worth It to Put More Than 20 Percent Down?

February 8, 2023 by Kim Abbott

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment. With that in mind, let's try to answer the question of whether or not it is worth it to put more than 20 percent of the home's price in your down payment. Ask Yourself: How Liquid Are You? … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

Curious About Homeowners’ Association (HOA) Fees? Here’s What You Need to Know

January 25, 2023 by Kim Abbott

If you are thinking of buying a condominium or a home that is part of a planned community, you have likely come across the term "homeowners' association" or HOA. In short, the HOA is a coalition of local homeowners who have banded together to manage the needs of the local community. Let's explore the concept of the homeowners' association, why they charge fees and what you can expect from your HOA if you buy a home that is part of one. HOA Fees Are Meant To Make Things Easier HOA fees are meant to make your life easier. Common sense dictates that all homeowners won't be able to commit to … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Buying a Rental Property? These 4 Key Tips Will Ensure You Buy One That Turns a Profit

January 11, 2023 by Kim Abbott

Are you starting to grow bored of watching your money go nowhere sitting in a bank account? With today's interest rates doing little to encourage saving, many individuals are looking elsewhere for new investment opportunities. In today's blog post we'll share four essential tips for buying a profitable rental property. Let's get started. Buy A Property With Year-Round Potential Many real estate investors agree that the best rental properties are those that generate income every day of the year. The most straightforward situation to manage is one where you have stable, long-term tenants in … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Investing

Landlord Squeezing You for yet Another Rent Increase? It’s Time to Buy a Starter Home

December 16, 2022 by Kim Abbott

Did you recently receive your annual notice that the rent is going up? If so, you're not alone. Millions of renters are seeing more and more of their income drained away due to higher rents. To make matters worse, every dollar in rent is one that you are not saving, investing or using to build your net worth. If you're feeling the pinch of higher rents, it might be time to buy your first starter home. Comparing Rent With A Mortgage Have you ever done the math to understand how close your monthly rent might be to a mortgage payment? Here's a quick and easy exercise. Multiply your monthly rent … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

3 Reasons Why Your First Home Should Be a Spacious One

November 10, 2022 by Kim Abbott

Buying a home for the first time? One of the key considerations you'll need to make is just how much 'house' you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let's take a look at three great reasons why your first home should be roomy, spacious and luxurious. You Might End Up With More Family Than You Think Have you considered whether or not you want to have a family? Whether you're a single young professional or part of a newlywed couple, there's always a chance you'll end up with … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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Kim Abbott

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