With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the deli or diner. Instead of opting for an easy but expensive $10.00 lunch, take a few minutes at the end … [Read more...]
Eliminate These 5 Barriers To Saving For Your Down Payment This Month!
With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the deli or diner. Instead of opting for an easy but expensive $10.00 lunch, take a few minutes at the end … [Read more...]
Clever Tips for Paying Off Your Home Mortgage Faster
Paying off the mortgage on your Phoenix home faster not only means that you’ll be able to enjoy the peace of mind that comes with completely owning your property earlier, but you may also save thousands of dollars in interest payments. Below are seven clever tips to help you get your mortgage payments on the fast track. 1. Save for a large down payment Pay as large a down payment as you can reasonably afford. The more you can put down, then the less you’ll have to borrow from the bank. 2. Read the fine print When you are choosing a mortgage, look at the fine print to find out if … [Read more...]
Smart Tips for Beginning Investors
So you have reached the point where you have some money in savings that you want to keep for the long term future. However, you realize that putting it in your run of the mill savings account will likely result in its compound interest rates barely keeping up with inflation. You are willing to accept a little bit more risk in return for a higher reward and you are interested in investing in the stock market. Investing can be intimidating for the beginner and there is a lot to learn about the world of stocks and bonds. Here are a few things to remember when you are first starting out: Educate … [Read more...]
The Most Popular New Years Resolutions in North America
What are the most common things that North Americans make goals to accomplish in the coming year when New Year’s comes around? Here are some of the most common New Year’s resolutions, and tips for making them happen. Spending More Time with Family and Friends The polls have suggested that more than half of Americans vowed to spend more time with their loved ones in the New Year. As the years pass by we realized that one of most important things about life is who we spend our time with, and the urge is there to reconnect and enjoy quality moments with people we care about. Why … [Read more...]
